Terms of Use


These terms and conditions (“Terms”) govern the use of the Savvy Cheapskates website (the “Website”) and constitute an agreement between you (“You”) and SavvyCheapskates.com (“Savvy Cheapskates”). Your use of the Service, including any new services or functionalities that may be made available by Savvy Cheapskates from time to time, is conditioned upon Your acceptance of and continued adherence to these Terms. Savvy Cheapskates reserves the right to alter or revise these Terms at any time by notifying you by the existence of these Terms, provided that no notice shall be required for non-substantial changes to the Terms. If we substantially amend this Agreement, we will give you at least seven (7) days notice before the changes take effect, during which period of time you will be able to reject the changes by terminating your account. Your continued use of the Service certifies Your acceptance of any and all revised Terms. Savvy Cheapskates reserves the right to suspend or terminate Your account at any time or discontinue Your access to the Service and remove your articles for any reason.


“Author”: A person that creates an account on the Service.

“Author Service(s)”

is the author’s process of including and managing articles and/or posts on the Service.

“Content”: Any content, including without limitation text, data, video, images, and links, that an Author posts on the Website.

Savvy Cheapskates makes available an article publishing tool (and other tools) to create articles and for the Author to engage in Author Services. The Service hosts and serves the articles to users of the Service (“Users”). Savvy Cheapskates will program portions of the articles created by Authors with information related to other articles on the Service. Users can read, comment to, share articles via email and social media, subscribe to RSS feeds of the Website, and search for article, as may be permitted by the features and functions of the Service.

The Service reserves the right to remove low quality content from the Website without giving any prior notice.


You must register with Savvy Cheapskates and create an Author account (including selecting a screen name/username for Your Account, adding a profile photo and writing a short bio) in order to create articles. Your profile will need to be approved by the Service for you to be able to submit articles for review. Savvy Cheapskates, in its sole discretion and at any time, may change, remove, reclaim, and/or reassign the screen name/username associated with Your Author account (this potentially includes but is not limited to a trademark owner complaining about a screen name/username/ that does not closely resemble Your real name). Only adults (18 years and over) may register for an Author account. Your Author account gives You access to the services and functionality that we may establish and maintain from time to time and in our sole discretion. You are responsible for any and all activities occurring or content that is posted under Your account. If You discover any unauthorized activity under Your account, please alert Savvy Cheapskates immediately using the Website’s Contact Us page.

You must do Your best to create high quality articles.

All of Your articles must be original content. All duplicate content will be removed without any notice and the offender’s account will be closed.

You are solely responsible for Your articles’ Content.

By posting Your Content on Savvy Cheapskates you grant the Website exclusive publication rights for that Content. Content published on Savvy Cheapskates may not be republished anywhere else.

You may only use the Content to which You have the necessary rights, including (but not limited to) intellectual property rights regarding copyright, trademark, and trade secrets. This means, among other things, that You must have permission to use third party content from the content owners.

By giving us Your email address, You grant us permission to send communications from Savvy Cheapskates, such as account creation confirmations, service announcements, administrative messages, and any of the opt-in Savvy Cheapskates newsletters you select, to that address. You may opt out of certain email communications from Savvy Cheapskates by following the instructions on the email. You may not opt out of Service-related messages. If You do not want to receive such messages from Savvy Cheapskates, you must cancel Your account.


In Your use of the Service You must abide by the following restrictions and prohibitions on use. As a Service User or Author, You may Not:

Publish Content that includes any content or links that are pornographic, defamatory, libelous, tortuous, vulgar, obscene, invasive of privacy, racially or ethnically objectionable, hateful, promotes or provides instructional information about illegal activities, promotes any act of cruelty to animals, or is otherwise offensive.

Publish Content Content targeted at children under the age of 13.

Use the Service to violate any laws of the country you live in or any international laws. In addition to that, Your Content must comply with all laws regarding online conduct and acceptable content.

Hack the Service or modify any articles that are not Your own.

Link to any worms or viruses or any code of a destructive nature.

Link to pages or sites that are unrelated to the topic and content of Your articles.

Remove, decompile, disassemble or reverse engineer any Savvy Cheapskates software (as defined below) or use any network monitoring or discovery software to determine the Service architecture.

Publish Content in breach of a confidentiality or fiduciary obligation You may have.

Attempt to automatically redirect Service users to other domains, mislead users of the origins of the Content contained in Your articles, or use Your articles as storage for remote loading or a door or signpost to a website outside of the Service.

Impersonate another person, Author, entity, or any representative of Savvy Cheapskates (note that such may include the screen name/username/subdomain name that You select for Your Author account).

Disrupt the Service, or any servers by embedding code in the articles or otherwise attacking the Service.

Publish Content for any illegal activities or to promote or make solicitations for any illegal or unauthorized activity.

Spam any User or mass email any User in an automated fashion.

Collect personal identifiable information about the Users of Your articles and sell or transfer that information.

Use any automatic or manual process to harvest email addresses or other information from the Service.

Harass, threaten or intimidate Authors or others who use the Service.

Publish Content written primarily in a language other than English.

Promote gambling or links to sites that promote/offer gambling for money.

Display misleading tags, categorizations, and/or titles that don’t match the article’s content, including irrelevant or excessive tagging.

Engage in behavior that is overly promotional, including excessive linking to any one site or domain.

Engage in behavior designed to manipulate the search engines.

Use Spam to promote articles or Profiles, including comment spam, forum spam, spam blogs, email spam, instant message spam, or similar.

Use automation tools to create Savvy Cheapskates Accounts, articles, comments, etc. This includes, but is not limited to, article spinner software, rewriting software tools, blog and comment blasters, and similar tools, software and services.

Publish articles that are identical, substantially similar, or derived from articles written elsewhere online even if you are the author of that content on the Web.

You may only have one (1) account on Savvy Cheapskates. Your screen name, username and profile must fully comply with Savvy Cheapskates content rules and restrictions.


The Website reserves the right to modify or discontinue the Service or any of its portions, temporarily or permanently, at any time and without any liability to You or any third party. In addition, Savvy Cheapskates may delete Your password, account and/or use or access to the Service at its sole discretion. We may also remove your content for any reason.


The Service contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorized by Savvy Cheapskates in writing, You agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service, in whole or in part. In addition to that, the content, organization, graphics, design, compilation, and other matters related to the Service are protected under applicable copyrights and other proprietary (including, but not limited to, intellectual property) rights. The copying, redistribution, use or publication by You of any such matters or any part of the Service, except as expressly allowed herein or via distribution tools Savvy Cheapskates makes available to Users, such as RSS feeds and social media sharing widgets, is strictly prohibited.

Savvy Cheapskates does not claim ownership of Your Content. This content will be owned by You. By posting your articles on the Service, You grant Savvy Cheapskates a worldwide, royalty-free, and exclusive license, for as long as Your article is displayed on Savvy Cheapskates and for a commercially reasonable time thereafter, to reproduce, publicly display, publicly perform, distribute, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting Your article on or in connection with the Service. By posting Content on the Service, You grant Savvy Cheapskates a worldwide, royalty-free, exclusive, perpetual, irrevocable license to reproduce, publicly display, publicly perform, distribute, modify, adapt and publish the Content on or in connection with the Service. You may remove Your Content from the Service at your discretion. Savvy Cheapskates may preserve and store Your Content (including, for a commercially reasonable time, the Content you have removed from the Service), and may disclose such content if required to do so by law or if we believe in good faith that such preservation or disclosure is reasonably necessary to: (a) comply with legal process (e.g., subpoenas); (b) enforce these Terms; (c) respond to claims that any Content violates the rights of third parties; or (d) protect the rights, property, or personal safety of Savvy Cheapskates, its users and the general public.

The Author, and not Savvy Cheapskates, will be fully responsible for all Content that is uploaded, posted, transmitted or otherwise made available by the Author on the Service (collectively “User Content”). Savvy Cheapskates cannot guarantee the accuracy, integrity or quality of User Content.


The Author and the Service may include links to other sites or resources over which Savvy Cheapskates has no control or responsibility. Savvy Cheapskates does not monitor, investigate or check these sites for accuracy or completeness. As a consequence, Savvy Cheapskates is not responsible for the content or advertising on such sites, products or other materials they may provide, such sites’ availability, or any damages caused or alleged to be caused in connection with such third party websites. All such external websites included as links in Your articles or accessed by You via the Service is done at Your own risk and with Your own liability. The Author is allowed to include affiliate monetized links in his/her articles, but only if they Author believes that they enhance the Content, provide real value to the Users and are not harmful in any way. Savvy Cheapskates reserves the right to remove any affiliate links that are found offensive or promote low quality products or services at its sole discretion.


The Author may earn monetary compensation by writing on Savvy Cheapskates by adding his/her Google AdSense code to his/her articles. It is the Author’s responsibility to fully abide by Google AdSense Terms of Service and to have an account that is in good standing. The Author will receive 60% of AdSense revenue generated by his/her articles. Payments will be made through and by Google AdSense, therefore Savvy Cheapskates will not be liable for any missing payments, allegedly miscalculated earnings, or any other misunderstandings. Should any problems arise, it will be the Author’s responsibility to resolve them with Google AdSense Support.

In addition to inserting Google AdSense code, the Author will be able to add affiliate monetized links to his/her posts. These links may only be inserted as highly relevant links and they must provide real value to the Users. They must not promote any low quality products or services. Clickbank links are strictly forbidden. Savvy Cheapskates reserves the right to review and remove any affiliate links that are found offensive or promote low quality products or services at its sole discretion.

The Author is solely and utterly responsible for paying any taxes applicable to the earnings made on Savvy Cheapskates.


Savvy Cheapskates cares about the Users’ privacy and will never share any User details with a third party unless required by law. We are making a reasonable effort to keep the Users’ private data, such as emails and passwords, safe. However, we are not to be held responsible for any data leaks that occur due to security breaches such as hacker attacks, viruses, cracking, etc.


You agree to indemnify, defend and hold Savvy Cheapskates and its partners harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, related to your violation of these Terms or use of the Service.


The Service is provided “AS IS”, “AS AVAILABLE”, WITH “ALL FAULTS”, and all warranties, express or implied, are hereby disclaimed including, but not limited to the implied warranties of merchant ability, being fit for a particular purpose and non-infringement. By using the service, You understand and agree that the use of the Service is at your own risk. The Service may contain bugs, errors, and other limitations. Savvy Cheapskates makes no guarantee that the Service will be timely, uninterrupted, secure, or error-free in any way. We also do not guarantee the quality of any products or services mentioned on the Website. We will not be liable if anything at all doesn’t meet your expectations, or that any bugs or errors will be corrected. Anything downloaded through the service is downloaded at your own risk, which means that you will be solely responsible for any damages to your computer or accounts.